Wondering if you qualify for a Florida Housing loan program? Use this simple tool to find the current income and purchase price limits for your county.
These limits help determine your eligibility for down payment assistance, first-time homebuyer loans, and other affordable housing options through the Florida Housing Finance Corporation.
Just select your county, household size, and whether you live in a federally designated targeted area — we’ll show you the maximum income and purchase price limits that apply.
Targeted areas are typically designated as economically distressed areas that qualify for higher income limits to encourage investment and homeownership. These are federally designated and often have higher income and purchase price limits compared to non-targeted areas.
If your household income is at or below the income limit and the home you want to purchase is at or under the price limit, you may qualify for Florida Housing assistance programs like:
First Time Homebuyer Loan Program
HFA Preferred & HFA Advantage Loans
Down Payment & Closing Cost Assistance
Mortgage Credit Certificates (MCCs)
These programs can make homeownership more affordable, especially for first-time buyers and households with moderate incomes.
